About the Paper
About the Paper
About the Paper
The first page of Matthew M. Ross' Paper as published in the Journal of Applied Business and Economics in 2021.
Abstract
This paper outlines the development of a prototype application to estimate the human capital investment of education-career selections. We explain the need to deliver the right information, to the right person, at the right time using a customizable, individualized, just-in-time format. We illustrate how a collaboration between academia and FinTech might leverage the power of distributed expertise to support human capital investment planning via robo-advising.
Originally Published on:
Journal of Applied Business and Economics Vol. 23 No. 2 (2021)
Read the Article:Follow this link to read the article. https://articlegateway.com/index.php/JABE/article/view/4102

The first page of Matthew M. Ross' Paper as published in the Journal of Applied Business and Economics in 2021.
Abstract
This paper outlines the development of a prototype application to estimate the human capital investment of education-career selections. We explain the need to deliver the right information, to the right person, at the right time using a customizable, individualized, just-in-time format. We illustrate how a collaboration between academia and FinTech might leverage the power of distributed expertise to support human capital investment planning via robo-advising.
Originally Published on:
Journal of Applied Business and Economics
Vol. 23 No. 2 (2021)
Read the Article:
Follow this link to read the article. https://articlegateway.com/index.php/JABE/article/view/4102
Meet the Author
Meet the Author
Meet the Author
Dr. Matthew Ross joined Western Michigan University's Haworth College of Business faculty in 2014 as an assistant professor of finance.
Ross received the Wayne State University School of Business Best Doctoral Student Teaching Award in 2012. He also worked as a project engineer for Sunoco and was a captain in the U.S. Army Corps of Engineers.
Contact Ross for more information on Cash and Careers: The Financial Literacy of Human Capital which helps teens make important financial decisions.
Matthew M. Ross
Matthew M. Ross